Protection Planning

You have wealth. Now what?

Protection planning allows individuals to focus on building without the worry of unforeseen troubles affecting their wealth. 

What is protection planning, and do I need it?

When it comes to money, you have likely thought about:
  • Investments,
  • Savings,
  • Education funds, and
  • Retirement
but not protection planning. This is typical. Studies have shown that few people plan for the unpleasant possibility of an untimely death or severe illness of a breadwinner. This leaves potential income sources and wealth at risk.
Growing your wealth is just one part of the equation. The second part is, how you protect that wealth, and make sure it passes onto your loved ones or cause of your choice. What good is wealth if you can’t use it to protect the people that matter most?
 
Protection planning can be very complicated. It takes a village. We work with you,  lawyers, and accountants. We are able to work out the right mix of, and appropriate levels of insurance (e.g., life insurance, disability, or critical illness cover), trust, and estate planning products

These plans should not stay the same indefinitely. As life changes, so should your strategy. It is vital to work with an advisor who will be able to update your plan along with life progresses.  If you like to find out more about your protection planning options, please contact our Spring Delta team.

Not sure what type of protection you need or level of coverage?

Are you interested in creating a plan to protect your current and future assets? Would like to speak to someone today about your options? Or, do you already have a plan in place? Would you like a second opinion on if you are being covered at competitive rates and the level of coverage which makes sense as part of your overall financial plan? If the answer is yes to either of these questions then contact us today.

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Protection planning is about more than merely buying a life insurance policy. It’s about optimizing your wealth for the next generation or, philanthropic efforts.
 
When individuals do not have a thought out protection plan in place, there is no guarantee that your assets will be passed to those you intended in the way you intended. There are strategies you can use to ensure your loved ones benefit from your wealth.

Income and asset protection is one of the foundations of a comprehensive financial planning. Having it in place reassures people they will receive replacement income if they no longer work due to an accident or severe illness.

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Check the background of this investment professional on FINRA BrokerCheck. Spring Delta Asset Management offers investment advisory services provided through Spring Delta Asset Management, LLC a Registered Investment Advisor. © Copyright Spring Delta Asset Management, LLC 2020. All Rights Reserved.